POSSIBLE PREFERENTIAL MORTGAGE RATES AND BETTER TERMS AND CONDITIONS
With the numerous contacts at the various banks that I have I can refer you to experienced mortgage specialists to handle your mortgage quite often resulting in obtaining you a better rate with better terms and conditions than you would on your own.
NO WASTED TIME VISITING HOMES
THAT WON’T FIT YOUR NEEDS
I zero in only on homes that satisfy your specific buying criteria and budget and ones that absolutely fit your needs so you won't waste time visiting properties that don’t work and would ultimately be of no interest to you.
FULL DISCLOSURE OF PROBLEMATIC
ISSUES WITH THE PROPERTY
I provide you with full disclosure concerning the problems with any property you choose to visit. I will bring those issues to your attention ahead of you taking a decision to visit by thoroughly reviewing the Sellers Declaration form with you.
You are provided with my home visit checklist that helps in evaluating the property you are visiting and that includes things to be on the lookout for and important questions to ask. Sometimes buyers will let their excitement about a home they’re visiting get in the way of proper decision making. This home visit checklist assures that you won’t make that mistake.
HELPFUL HOME VISIT
COMPARABLE HOME ANALYSIS
BEFORE WRITING YOUR OFFER
Prior to writing an offer for you I will shed light on the state of the real estate market in the area you are looking to purchase a home in. With 18 years of experience working the West Island and Greater Montreal real estate markets and access to comparable sales to a home you may be interested in, I can advise you on whether or not the asking price of the property is reasonable or overpriced and suggest an amount to start the negotiations at.
MAKING SURE YOU FULLY UNDERSTAND THE SOMETIMES OVERWHELMING PAPERWORK
If you've ever bought a home, you've probably dedicated a full shelf or a folder on your computer to the documents that were involved in the transaction. These probably included the written offer, the written and signed counteroffers, amendments, the little details (like specific repairs) and what exactly was and was not included in the sale, etc. The paperwork can be tiresome and often very confusing. I will take the time to fully explain each and every clause in all the documents related to your purchase thus eliminating any confusion that may exist.
As levelheaded as you think you are, when you’re buying on your own and fighting with a seller over adding an inclusion or meeting with resistance over the occupancy date, etc., it’s easy to lose your cool. Having me make the requests objectively and forwarding them to the seller saves you the trouble of getting overly emotional about your transaction. I can take the heat in those difficult negotiations and remain calm and objective.
NEGOTIATING A PRICE REDUCTION
AFTER YOUR INSPECTION
My extensive career in real estate has taught me a lot about homes. I am often able to identify trouble that you may not see as well as recommend a good independent home inspector who will provide a detailed report on problems with the property. These reports are dozens of pages long. Within all those pages, some problems are important and others are not. If the house is in reasonably good condition requests for repairs can make or break a deal. I can counsel you on what's reasonable to request and what's excessive.
HANDLING THOSE OFTEN
I am used to dealing with most all issues that arise during a transaction and can work through almost any challenge that arises such as unexpected title issues, financing delays, making sure that all of the professionals involved (appraisers, mortgage lenders, land surveyors, etc) are staying on task and on timeline, etc.
My moving checklist that contains helpful tips and advice on preparing for your move thus simplifying the process and eliminating a lot of the stress.